Trying to get out of a mountain of credit card bills? Harassed by tons of unwanted calls from collections call centers? Can't buy a new car or a new house appliance since your credit is maxed? You might want to look into some common yet effective methods of getting out from under that mountain of credit card debt:
Shift the balance of your credit card from the credit card with high rates to your cards with a lower rate. Doing this enables you to pay lower interest as you work on paying off your balance.
Switch the card with the top interest rate to a low monthly interest card, phone the credit company, notify them your money difficulties and ask for help with points off your monthly rate. Try this method for all your cards today.
Pay off the leftover balance of your higher rate credit cards, and do not use them. If full balance payment is impossible, pay down as much as you can.
Approach a veteran credit consolidation consultant and ask credit card debt consolidation methods you can use. This is an effective option to your situation. Take advantage of their expertise to profoundly positively change your finances.
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